About MPF

The Mortgage Participation Fund

MPF is an open ended mutual fund that provides its unit holders with the highly sought after combination of competitive returns, ease of access to funds, and safety of capital guaranteed by HMB. 

Benefits

3% Annual Interest
Projected
Guaranteed Principal
Guaranteed Interest Earned
No
Service Charges
No
Penalties
Access Funds
Anytime

Product Details

Type of Investment

Mutual Fund

Net Asset Value (NAV)

The MPF has a fixed NAV. Price is fixed at $1.00 per unit.

Joint Account

Permissible

Interest Rate

Variable. The rate is set at the beginning of each month. Please contact Home Mortgage Bank for the current rate. Effective September, 2016 the MPF Annualize Rate has increased from: 1.35% p.a. to 1.50% p.a.

Interest Rate Basis

Interest rate is accrued daily and paid monthly.

Interest Payment Options

a. Reinvested monthly, or
b. Interest credited electronically to your bank account monthly.

Statements

Quarterly, Semi-Annually, or Annually.

Security

100% backed by residential mortgages and/or mortgage-backed securities, and the bank’s corporate guarantee.

Minimum Investment

$500

Payment Options

Electronic Banking (LINX), Cheques, Salary Deductions, Standing Orders

Notice to Withdraw

Nil. Redemption cheques are prepared immediately upon request. Cheques are payable to the investor.

Charges

Nil.

Requirements

Individuals:

Any 2 forms of Identification (Valid National ID Card, Passport, Drivers Permit)

Proof of Address (Utility Bills etc.)

Proof of Income (Job Letter or Salary Slip)

Source of Funds

Companies:

Copy of the Certificate of Incorporation 

Copy of the latest Return of the Company

A letter from the Company stating the signatories to the account and their signing limits